Open an account
For opening an account in Taiwan, you usually need to prepare the following documents:
Individuals with personal identification cards and secondary identification (such as a driving license.)
Foreigner with Alien Resident Certificate and Passport.
Sometimes you may also need a seal.
Bank 銀行 yínháng
Counter 櫃檯 / 柜台 guìtái
Open an account 開戶 / 开户 kāihù
Account 帳戶 / 帐户 zhànghù
Passport 護照 / 护照 hùzhào
ID card 身份證 / 身份证 shēnfènzhèng
Seal 印章 yìnzhāng
General account
一般帳戶 / 一般帐户 yībān zhànghù
Foreign currency account
外幣帳戶 / 外币帐户 wàibì zhànghù
Savings account
儲蓄帳戶 / 储蓄帐户 chúxù zhànghù
Current deposit /Demand deposit
活存帳戶 / 活存帐户 huócún zhànghù
Fixed deposit /Time deposit
定存帳戶 / 定存帐户 dìngcún zhànghù
Sentences you may hear:
What kind of account would you like to open?
你想開什麼樣的帳戶？
你想开什么样的帐户？
Nǐ xiǎng kāi shénme yàng de zhànghù?
Do you have any ID with you?
我可以看一下你的證件嗎?
我可以看一下你的证件吗?
Wǒ kěyǐ kàn yíxià nǐ de zhèngjiàn ma?
I need your seal please
我需要你的印章
我需要你的印章
Wǒ xūyào nǐ de yìnzhāng.
Please fill in this form first.
麻煩先填寫這張表格
麻烦先填写这张表单
Máfán xiān tiánxiě zhè zhāng biǎogé
Máfan xiān tiánxiě zhè zhāng biǎodān
Would you like to have an ATM card and a checkbook?
你要提款卡跟支票簿嗎?
你要提款卡跟支票簿吗?
Nǐ yào tíkuǎn kǎ gēn zhīpiào bù ma?
The minimum deposit is $1,000 dollars for a savings account
儲蓄帳戶需要最低 1,000 元的存款
储蓄帐户需要最低 1,000 元的存款
Chúxù zhànghù xūyào zuìdī 1,000 yuán de cúnkuǎn.
Sentences you may need:
I’d like to open an account in your bank.
我想在你們銀行開戶
我想在你们银行开户
Wǒ xiǎng zài nǐmen yínháng kāihù.
Is there a transaction fee every time I withdraw?
每次提領有沒有手續費
每次提领有没有手续费
Měi cì tí lǐng yǒu méiyǒu shǒuxù fèi?
🎗Transaction fee: 手續費 / 手续费 shǒuxù fèi
What’s your interest rate for your checking accounts?
你們的活期存款利率是多少?
你们的活期存款利率是多少?
Nǐmen de huóqí cúnkuǎn lìlǜ shì duōshǎo?
🎗Interest rate: 利率 lìlǜ
🎗Compound interest rate: 複利 /复利 fùlì
Deposit, withdraw and transfer
Deposit
存錢 or 存款 / 存钱 or 存款
Cún qián or cúnkuǎn
Withdraw
提錢 or 提款 / 提钱 or 提款
Tí qián or tí kuǎn
Balance
餘額 / 余额 Yú’é
Wire transfer
轉帳 or 匯款 / 转帐 or 汇款
Zhuǎnzhàng or huìkuǎn
ATM 提款機 / 提款机 Tíkuǎn jī
PIN number 提款密碼 / 提款密码 Tíkuǎn mìmǎ
Passbook 存摺 / 存折 Cúnzhé
Check 支票 zhīpiào
Cash the check 兌現支票 / 兑现支票 Duìxiàn zhīpiào
Traveler’s check 旅行支票 Lǚxíng zhīpiào
Sentences you may hear:
There is a service charge of $200 for wiring the money.
我們酌收200元匯款手續費
我们酌收200元汇款手续费
Wǒmen zhuó shōu 200 yuán huìkuǎn shǒuxù fèi.
How would you like that?
(Ex: if you withdraw $200 dollars, do you want 2 $100, 4 $50? etc)
你要什麼面額?
你要什么面额?
Nǐ yào shénme miàn’é?
🎗Denomination: 面額 miàn’é
Sentences you may need:
Do you offer an interbank transfer service?
你們有跨行轉帳的服務嗎？
你们有跨行转帐的服务吗？
Nǐmen yǒu kuà háng zhuǎnzhàng de fúwù ma?
I would like to make a remittance to Taiwan.
我要匯款到台灣
我要汇款到台湾
Wǒ yào huìkuǎn dào táiwān.
I’d like to make a deposit.
我要存錢
我要存钱
Wǒ yào cún qián
I would like to withdraw 1000 dollars from my saving account.
我要從我存款帳戶提1000元
我要从我存款帐户提1000元
Wǒ yào cóng wǒ cúnkuǎn zhànghù tí 1000 yuán.
Exchange money
Exchange rate 匯率 / 汇率 Huìlǜ
Sentences you may hear:
What would you like to exchange?
請問你要兌換甚麼貨幣?
请问你要兑换什么货币?
Qǐngwèn nǐ yào duìhuàn shénme huòbì?
Sentences you may need:
Could you exchange NTD for U.S. dollars?
你能幫我將新台幣換成美金嗎?
你能帮我将新台币换成美金吗?
Nǐ néng bāng wǒ jiāng xīn táibì huàn chéng měijīn ma?
What is the exchange rate today?
今天的匯率是多少?
今天的汇率是多少?
Jīntiān de huìlǜ shì duōshǎo?
📖 Conversation: Currency exchange
Credit card
Cash card 提款卡 tíkuǎn kǎ
Credit card 信用卡 xìnyòngkǎ
Debit card 金融簽帳卡/金融签帐卡 jīnróng qiānzhàng kǎ
Credit limit 信用額度 / 信用额度 xìnyòng édù
Sentences you may hear:
You have exceeded your credit limit.
你已經超出你的信用額度了
你已经超出你的信用额度了
Nǐ yǐjīng chāochū nǐ de xìnyòng édùle.
Sentences you may need:
I’d like to apply for a credit card
我要辦一張信用卡
我要办一张信用卡
Wǒ yào bàn yì zhāng xìnyòngkǎ
I’d like to report the loss of my credit card and cancel it.
我要辦理信用卡掛失並取消那張卡。
我要办理信用卡挂失并取消那张卡。
Wǒ yào bànlǐ xìnyòngkǎ guàshī bìng qǔxiāo nà zhāng kǎ.
Others
International fund 海外基金 hǎiwài jījīn
Loan 貸款 / 贷款 gèrén lǐcái gùwèn
Personal banker 個人理財顧問 / 个人理财顾问 gèrén lǐcái gùwèn
I’d like to apply for a balance statement for my account.
我要申請存款證明 / 我要申请存款证明
Wǒ yào shēnqǐng cúnkuǎn zhèngmíng.
I would like to take out a loan.
我要貸款 / 我要贷款
Wǒ yào dàikuǎn.
