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HSK5 – Finance and Business Words

Posted on October 25, 2026October 25, 2026 by tiffany

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  • Finance and Business Words in Chinese
  • Finance and Spending Words in Chinese
  • Business and Company Words in Chinese
  • Vocabulary Quiz

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Chinese Vocabulary · 中文詞彙中文词汇

Finance and Business Words in Chinese

金融與商業詞彙金融与商业词汇 jīnróng yǔ shāngyè cíhuì

Shopping in Chinese-speaking places comes with a surprise: discounts are written the opposite way from English. In English, “25% off” tells you how much you save. In Chinese, a 折扣 (zhékòu) sign (“discount”) tells you how much of the original price you still pay, counted in tenths. The verb is 打折 (dǎ zhé) (“to give a discount”), and the sign usually shows a number followed by 折 (zhé).

On the signPinyinYou payYou save
九折jiǔ zhé90%10% off
八折bā zhé80%20% off
七五折 (75折)qī wǔ zhé75%25% off
七折qī zhé70%30% off
五折wǔ zhé50%Half price
三折sān zhé30%70% off

So a sign with the number 75 followed by 折 (zhé) is read aloud as 七五折 (qī wǔ zhé) (“seven-five”), and it means you pay 75% of the price, which is 25% off. 打八折 (dǎ bā zhé) just means 八折 (bā zhé), 80% of the price. Be careful with small numbers: 三折 (sān zhé) does not mean 3% off or 30% off. It means you pay only 30%, so it is a huge 70% discount!

Money matters

Finance and Spending Words in Chinese

ChinesePinyinEnglishKoreanJapanese
成本chéngběnCost원가コスト
存款cúnkuǎnSavings; bank deposit예금預金
促銷促销cùxiāoSales promotion판촉販売促進
匯率汇率huìlǜExchange rate환율為替レート
利潤利润lìrùnProfit이윤利益
人民幣人民币rénmínbìRenminbi (RMB); Chinese yuan위안화人民元
售價售价shòujiàSelling price판매가販売価格
押金yājīnDeposit (security deposit)보증금保証金; デポジット
優惠优惠yōuhuìSpecial offer; preferential deal우대; 혜택優待; 特典
運費运费yùnfèiShipping fee; freight운임; 배송비送料; 運賃
帳戶账户zhànghùAccount계좌口座
折扣zhékòuDiscount할인割引

售價售价 (shòujià), 成本 (chéngběn) and 利潤利润 (lìrùn)

These three are linked by a simple formula: the selling price (售價售价 (shòujià)) minus the cost (成本 (chéngběn)) equals the profit (利潤利润 (lìrùn)).

優惠优惠 (yōuhuì) vs 促銷促销 (cùxiāo)

優惠优惠 (yōuhuì) is a special offer or benefit for the customer, such as a discount or a free gift. 促銷促销 (cùxiāo) is what the seller does to boost sales, like a promotion event.

Putting it all together

Examples

這雙zhè shuāng鞋子xiézi打dǎ八折bā zhé,現在xiànzài的de售價shòujià是shì四百sì bǎi元yuán这双zhè shuāng鞋子xiézi打dǎ八折bā zhé,现在xiànzài的de售价shòujià是shì四百sì bǎi元yuánThese shoes are 20% off; the current price is 400 yuan.

我wǒ在zài銀行yínháng開了kāi le一個yí ge帳戶zhànghù,每個月měi ge yuè都dōu存款cúnkuǎn我wǒ在zài银行yínháng开了kāi le一个yí ge账户zhànghù,每个月měi ge yuè都dōu存款cúnkuǎnI opened an account at the bank, and I deposit money every month.

Doing business

Business and Company Words in Chinese

ChinesePinyinEnglishKoreanJapanese
產品产品chǎnpǐnProduct제품製品
交易jiāoyìTransaction; to trade거래取引
機構机构jīgòuInstitution; organization기관機関
經營经营jīngyíngTo run; to operate (a business)경영하다経営する
客戶客户kèhùClient; customer고객顧客; 取引先
品牌pǐnpáiBrand브랜드ブランド
企業企业qǐyèCompany; enterprise기업企業
商家shāngjiāMerchant; business; seller상점; 판매업체店舗; 販売業者
商人shāngrénBusinessperson; merchant상인商人
銷售销售xiāoshòuSales; to sell판매販売
業務业务yèwùBusiness; operations업무業務
總部总部zǒngbùHeadquarters본사本社

Putting it all together

Examples

這家zhè jiā企業qǐyè的de總部zǒngbù在zài台北Táiběi,它的tā de產品chǎnpǐn賣到màidào很多hěn duō國家guójiā这家zhè jiā企业qǐyè的de总部zǒngbù在zài台北Táiběi,它的tā de产品chǎnpǐn卖到màidào很多hěn duō国家guójiāThis company’s headquarters is in Taipei, and its products are sold in many countries.

商家shāngjiā為了wèile銷售xiāoshòu更多gèng duō產品chǎnpǐn,常常chángcháng做zuò促銷cùxiāo活動huódòng,給gěi客戶kèhù優惠yōuhuì商家shāngjiā为了wèile销售xiāoshòu更多gèng duō产品chǎnpǐn,常常chángcháng做zuò促销cùxiāo活动huódòng,给gěi客户kèhù优惠yōuhuìTo sell more products, merchants often run promotions and give customers special offers.

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